Credit Building Add-Ons

Boost Your Score Faster withTradelines & Credit Building

Choose from Primary or Authorized User tradelines across Home, Auto, Personal, and Business categories. Credit limits from $35,000 to $70,000.

Pick Your Tradeline

Choose Primary or AU, then select category and credit limit.

Secure One-Time Payment

Pay once. No subscriptions or hidden fees.

Watch Your Score Grow

Tradelines post within 30 days to all 3 bureaus.

You are the primary account holder. Maximum credit impact and full account ownership.

Home Loan

Primary

$35,000

Credit Limit · 2+ years history

$399one-time

$35,000 credit limit
2+ years account history
Perfect payment record
Reports to all 3 bureaus
Posted within 30 days

~30 days to post

Maximum profile boost

Home Loan

Primary

$45,000

Credit Limit · 3+ years history

$549one-time

$45,000 credit limit
3+ years account history
Perfect payment record
Reports to all 3 bureaus
Posted within 30 days

~30 days to post

Maximum profile boost

Home Loan

Primary

$55,000

Credit Limit · 5+ years history

$699one-time

$55,000 credit limit
5+ years account history
Perfect payment record
Reports to all 3 bureaus
Posted within 30 days

~30 days to post

Maximum profile boost

Home Loan

Primary

$70,000

Credit Limit · 7+ years history

$899one-time

$70,000 credit limit
7+ years account history
Perfect payment record
Reports to all 3 bureaus
Posted within 30 days

~30 days to post

Maximum profile boost

Auto Loan

Primary

$35,000

Credit Limit · 2+ years history

$399one-time

$35,000 credit limit
2+ years account history
Perfect payment record
Reports to all 3 bureaus
Posted within 30 days

~30 days to post

Maximum profile boost

Auto Loan

Primary

$45,000

Credit Limit · 3+ years history

$549one-time

$45,000 credit limit
3+ years account history
Perfect payment record
Reports to all 3 bureaus
Posted within 30 days

~30 days to post

Maximum profile boost

Auto Loan

Primary

$55,000

Credit Limit · 5+ years history

$699one-time

$55,000 credit limit
5+ years account history
Perfect payment record
Reports to all 3 bureaus
Posted within 30 days

~30 days to post

Maximum profile boost

Auto Loan

Primary

$70,000

Credit Limit · 7+ years history

$899one-time

$70,000 credit limit
7+ years account history
Perfect payment record
Reports to all 3 bureaus
Posted within 30 days

~30 days to post

Maximum profile boost

Personal Loan

Primary

$35,000

Credit Limit · 2+ years history

$399one-time

$35,000 credit limit
2+ years account history
Perfect payment record
Reports to all 3 bureaus
Posted within 30 days

~30 days to post

Maximum profile boost

Personal Loan

Primary

$45,000

Credit Limit · 3+ years history

$549one-time

$45,000 credit limit
3+ years account history
Perfect payment record
Reports to all 3 bureaus
Posted within 30 days

~30 days to post

Maximum profile boost

Personal Loan

Primary

$55,000

Credit Limit · 5+ years history

$699one-time

$55,000 credit limit
5+ years account history
Perfect payment record
Reports to all 3 bureaus
Posted within 30 days

~30 days to post

Maximum profile boost

Personal Loan

Primary

$70,000

Credit Limit · 7+ years history

$899one-time

$70,000 credit limit
7+ years account history
Perfect payment record
Reports to all 3 bureaus
Posted within 30 days

~30 days to post

Maximum profile boost

Business Credit

Primary

$35,000

Credit Limit · 2+ years history

$399one-time

$35,000 credit limit
2+ years account history
Perfect payment record
Reports to all 3 bureaus
Posted within 30 days

~30 days to post

Maximum profile boost

Business Credit

Primary

$45,000

Credit Limit · 3+ years history

$549one-time

$45,000 credit limit
3+ years account history
Perfect payment record
Reports to all 3 bureaus
Posted within 30 days

~30 days to post

Maximum profile boost

Business Credit

Primary

$55,000

Credit Limit · 5+ years history

$699one-time

$55,000 credit limit
5+ years account history
Perfect payment record
Reports to all 3 bureaus
Posted within 30 days

~30 days to post

Maximum profile boost

Business Credit

Primary

$70,000

Credit Limit · 7+ years history

$899one-time

$70,000 credit limit
7+ years account history
Perfect payment record
Reports to all 3 bureaus
Posted within 30 days

~30 days to post

Maximum profile boost

Credit Building Programs

Additional tools to build and establish your credit history.

Credit Building

Program

$149one-time

A 12-month guided credit building program designed to establish positive installment payment history.

12-month program term
Reports as installment account
Reports to all 3 bureaus
Guided setup included
Payment reminders included

Starts posting month 1

Builds payment history

Secured Card Setup

Service

$99one-time

Expert-guided setup and coaching for a secured credit card with personalized utilization strategy.

Best card matching for your profile
Utilization strategy coaching
Reports to all 3 bureaus
1-on-1 onboarding session
Limit upgrade roadmap

Starts posting month 1

Builds revolving history

Individual results may vary. Credit score improvements depend on your current credit profile and other factors. Tradelines are offered as credit building tools and are not a guarantee of specific score outcomes. All tradelines are compliant with Fair Credit Reporting Act guidelines.